Land and Labor, 1866-1867 examines the remaking of the South's labor system in the tumultuous aftermath of emancipation. Using documents selected from the National Archives, this volume of Freedom: A Documentary History of Emancipation depicts the struggle of unenfranchised and impoverished ex-slaves to control their own labor, establish their families as viable economic units, and secure independent possession of land. Among the topics addressed are the dispossession of settlers in the Sherman reserve, the reordering of labor on plantation and farm, nonagricultural labor, new relations of credit and debt, long-distance labor migration, and the efforts of former slaves to rent, purchase, and homestead land. The documents--many of them in the freed people's own words--speak eloquently for themselves, while the editors' interpretive essays provide context and illuminate major themes.
We have just experienced the worst financial crash the world has seen since the Great Depression of the 1930s. While real economies in general did not crash as they did in the 1930s, the financial parts of the economy certainly did, or, at least, came very close to doing so. Hundreds of banks in the United States and Europe have been closed by their supervisory authorities, forcibly merged with stronger partners, nationalized or recapitalized with the tax payers' money. Banks and insurance companies had, by mid 2010, already written off some 2000 billion dollars in credit write-downs on loans and securities. In this book, Johan Lybeck draws on his experience as both an academic economist and a professional banker to present a detailed yet non-technical analysis of the crash. He describes how the crisis began in early 2007, explains why it happened and shows how it compares to earlier financial crises.
Previous banking histories have focused on the money supply function of early American banks and its connection to the recurrent boom-bust cycle of the antebellum era. This history focuses on the credit generating function of American banks It demonstrates that banks aggressively promoted development rather than passively followed its course. Using previously unexploited data, Professor Bodenhorn shows that banks helped to advance the development of incipient industrialization. Additionally, he shows that banks formed long-distance relationships that promoted geographic capital mobility, thereby assuring that short-term capital was directed in socially desirable directions, that is, where it was most in demand. He then traces those institutional and legal developments that allowed for this capital mobility. The result was that America was served by an efficient system of financial intermediaries by the mid-nineteenth century.
Consumer Credit Law and Practice: A Guide is a useful single volume on the subject of consumer credit. It covers all aspects of consumer credit and consumer hire, contract terms, credit products, security instruments, procedures, practical problems and regulatory controls. Written in a clear and penetrating style, it draws on the Dennis Rosenthal's long experience as a practising solicitor and barrister specialising in this area. The fourth edition of Consumer Credit Law and Practice: A Guide includes coverage of changes to the Consumer Credit Act 1974 and regulations implemented by the EC Consumer Credit Directive ('CCD') (Directive 2008/48/EC) on consumer credit agreements. It also includes references to recent case law and the addition of the following chapters: The General Structure of Consumer Credit Legislation; Discrete Consumer Credit Agreements; Future Prospects. The book also contains useful information on the credit industry, including statistical details on credit and debit cards, licences and fraud.
The British monarchy may be over a thousand years old, but the House of Windsor dates only from 1917, when, in the middle of the First World War that was to see the demise of the major thrones of continental Europe, it rebranded itself from the distinctly Germanic Saxe-Coburg-Gotha to the homely and familiar Windsor.By redefining its loyalties to identify with its people and country rather than the princes, kings and emperors of Europe to whom it was related by birth and marriage, it set the monarchy on the path of adaptation, making itself relevant and allowing it to survive. Since then, the fine line trodden by the House of Windsor between ancient and modern, grandeur and thrift, splendour and informality, remoteness and accessibility, and influence and neutrality has left it more secure and its appeal more universal today than ever.
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